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Cookies Policy

INTRODUCTION

Jubilee Life Mortgage Bank Plc (“the Bank”) is committed to protecting your privacy while providing a secure and seamless digital banking experience. This policy explains how we use cookies across our digital platforms.

HOW WE USE COOKIES

We use cookies to ensure session integrity, enhance site performance, and protect your data. We categorize our cookies into:

  • Strictly Necessary Cookies (Always Active): Essential for the website to function. These include session identifiers for secure login and are protected.
  • Functional Cookies: These remember your preferences (e.g., language or username).
  • Analytics/Performance Cookies: Used to monitor site health and user journeys. None of this information can be used to identify you. It is all aggregated and, therefore, anonymized.
  • Marketing/Targeting Cookies: Used to deliver relevant mortgage offers. These are only activated with your explicit consent.

YOUR RIGHTS & CONTROL

In compliance with the Nigeria Data Protection Act (NDPA), you have the right to choose which non-essential cookies you allow.

  • Opt-In: We require an affirmative “Opt-In” before deploying any marketing or analytics cookies.
  • Withdrawal: You can change your preferences at any time via the “Cookie Settings” link at the footer of our website.

DATA SECURITY & THIRD PARTIES

The Bank does not sell cookie data. We only share information with authorized service providers who meet our stringent compliance requirements. All cookie-related data is encrypted in transit using TLS 1.2 or higher.

GOVERNANCE & CONTACT

This policy is reviewed annually to stay current with CBN regulations. For questions regarding your data privacy, please contact our Data Protection Officer on email: dpo@jubileelifeng.com.

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